When you think about the cost of your future studies in Finland, there are two different aspects to consider. First of all, the tuition fees and related scholarship options, if you are a non-EU student; and in addition to that, your everyday living costs. Below, we’ve gathered some starter’s advice on these matters.


If you are from outside the EU/EEA area, you are required to pay tuition fees for bachelor’s and master’s level programmes which are taught in English. The annual tuition fee depends on the university and the degree programme, varying between 4,000€ and 18,000€  approximately (2019/20). You can check the tuition fee of the programme you wish to apply to in the Studyinfo.fi programme description, or with the university offering the programme.

There are some tuition fee exemption rules – use the “Am I required to pay tuition fees?” checklist at Studyinfo.fi to find out if these apply to you; for example if you are already residing permanently in Finland.

On doctoral level tuition fees are not charged, regardless of your nationality.


Planning a budget for your time in Finland is an important part of preparing for the journey ahead. Universities offer a range of options for scholarships both for bachelor’s and master’s level international students. Scholarship programmes also exist for doctoral level.

Remember that if you are required to pay tuition fees, you are also eligible to apply for a scholarship from the university. Each university has its own scholarship programme, so the university or UAS you’re applying to can advise you in detail on the scholarships they offer.


In addition to possible tuition fees, you are usually required to independently cover your everyday living costs. You need to show that you have sufficient means of support as well as insurance when you apply for your student residence permit.

Monthly living expenses for students (including food, accommodation, travel, insurance, etc.) are around €700 – €900, depending on where you live and your personal living habits. Living costs are typically higher in larger cities than in smaller ones. 

Some individual universities may also have such scholarship options that include a living cost allowance. Check with the university you are planning to apply to!


University students are required to pay an annual student union fee, which is approximately €80 – €100. There are similar student unions at universities of applied sciences (UAS), but the membership is optional. When you join your local student union you get a student card entitling you to discounts in places like student restaurants and when using public transport.